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JD

John Doe

john@example.com

Alternative Credit Scoring

AI-powered creditworthiness assessment using alternative data

Your Credit Score

750

Excellent Credit

+12 points this month

Score Breakdown

Payment History95%
Transaction Patterns88%
Social Trust Score82%
Mobile Money Activity90%

Loan Eligibility

Personal Loan

$5,000

Up to 12 months at 8% APR

Business Loan

$15,000

Up to 24 months at 10% APR

Premium Loan

$50,000

Requires 800+ credit score

Ways to Improve Your Score

Increase mobile money transactions

Regular activity shows financial stability

Build your social trust network

Connect with verified community members

Maintain consistent payment patterns

On-time payments boost your score significantly